The first digital
CRA loan marketplace
Unlock capital to be able to grow originations for your institution. Seamlessly discover CRA-eligible assets available for purchase to support your CRA goals. Transact with verified counterparties at scale. All powered by Koi's digital loan marketplace.
FEATURES
Market transparency
Optimal pricing
More liquidity
FEATURES
Buyers discover loans based on their CRA needs
Cater to your CRA goals
Use a basic or advanced search based on your CRA preferences (MSA, FICO, note rate, etc.) to streamline your loan discovery.
Select what you want
As a digital aggregator for sellers’ loans, we’re able to provide buyers access to loans from diverse segments.
FEATURES
Simplifying the transaction process
Standardization
We provide standardized contracts and agreements to reduce time and cost.
Deal management
Streamline the transaction process with virtual deal room functionality.
ABOUT US
Our team has collective experience in fintech and AI from MIT, Harvard, Meta, Zest AI and D.E. Shaw. Through our advisors, we are supported by industry executives who've helped power Fifth Third Bank, Sofi, and Zest AI.
MISSION
Increasing Investment in
Underserved Communities
Our goal is to empower financial institutions to do what they do best: extending crucial access to capital to those that need it most. Liquidity and balance sheet constrains limit this pursuit by CDFIs, MDIs, credit unions, and banks today. At the same time, banks struggle to source and purchase CRA loans at scale. By bringing transparency, liquidity, and efficiency to the CRA lending market, more loans can be extended to low- and moderate-income communities. With Koi, finding, matching with, and transacting with counterparties has never been easier.
READY?
It's time to get started with Koi
Immediate liquidity to grow origination impact for sellers. High quality, CRA-eligible loans for buyers.
